Net proceeds
Check what the business would receive after any upfront deductions.
Business financing referrals · Established small businesses
Explore funding for the next investment in an established business.
An established business may need to replace equipment, improve premises or cover a defined operating gap. Describe the expense using current trading records and a clear payment timetable.
Review the details first
Compare the offer with your operating budget
Total obligation
Ask for the complete amount payable, including charges and fees.
Payment dates
Compare the payment frequency with the dates the business normally receives cash.
Established small businesses · funding preparation
Build the request around your budget
Use the business’s trading history to put the proposed purchase in context. Past performance helps explain the operation, while future receipts and provider decisions remain uncertain.
Business costs
Purchases to include in your request
Business improvements
A premises or process improvement should have a defined scope and budget. Separate quoted work from optional additions that have not yet been priced.
Equipment
Replacement machinery may need installation and a period of overlap with the old setup. Include those changeover costs in the request.
Day-to-day business costs
Supplier payments, payroll and other commitments may fall before customer receipts. Identify the specific obligations rather than treating the whole operating budget as one gap.
How requests work
From request to provider review
Define the request
Enter the amount, intended business use and the date the expense needs to be covered.
Describe the business
Provide your revenue range, operating history, industry and approximate personal credit range.
Check and submit
Review the answers and consent details, confirm your mobile number and submit the completed application.
Before completing a request
Questions about our funding referral service
How is my information shared?
We sell application and contact details to up to five funding partners, who may contact you about financing. We receive payment for referrals whether or not funding is provided; there is no application fee for this service.
Who decides on an offer?
An application is a request for consideration, not a financing approval. Each provider decides eligibility, any available amount and the terms it is willing to offer.
When might a provider respond?
The date selected in the form describes your need, not a promised funding date. Provider checks, documents and the agreement determine the actual timetable.
Why is mobile verification needed?
Read the Terms, Privacy Policy and contact consent before submitting. Mobile verification confirms access to the number entered and is separate from agreeing to calls or texts.
Your next step
Tell us what your business needs to fund
Use the business expense and payment schedule you have prepared to begin the funding application.